Turkish Law in EnglishTÜRKİYE
Turkish Civil Code (Law No. 4721)

Article 965: 1. Realisation of the pledge

Book Four: LAW OF PROPERTY › Part Two: LIMITED RIGHTS IN REM › Chapter Three: PLEDGE OF MOVABLES › Division Three: PERSONS ENGAGED IN THE BUSINESS OF LENDING AGAINST PLEDGES A. Lenders

If the debt is not paid when due, the lender may, after first warning the debtor through a notary to pay his debt, have the pledge realised through enforcement proceedings.

The debtor is not personally liable to the lender.

Original Turkish text

MADDE 965 · 1. Rehnin paraya çevrilmesi

Borç vadesinde ödenmezse, ödünç veren, borçluya önceden noter aracılığı ile borcunu ödemesini ihtar ettikten sonra rehni icra yoluyla paraya çevirtebilir.

Borçlu, ödünç verene karşı kişisel olarak sorumlu değildir.

Text as of 1 October 2026 · Official source (Turkish): mevzuat.gov.tr ↗

Unofficial translation for information only. The Turkish text published in the Official Gazette is the only authoritative version. This page is not legal advice.