Turkish Law in EnglishTÜRKİYE
Turkish Civil Code (Law No. 4721)

Article 912: b. Issuance of the pledge certificate

Book Four: LAW OF PROPERTY › Part Two: LIMITED RIGHTS IN REM › Chapter Two: CHARGES ON IMMOVABLE PROPERTY › Division Three: MORTGAGE NOTE AND ANNUITY NOTE A. Mortgage note

Mortgage certificates and annuity certificates shall be issued by the land registry officer.

The certificates shall bear the signatures of the land registry officer and of the authorised representative of the Treasury.

These certificates may be delivered to the creditor or his representative only upon the written consent of the debtor and of the owner of the encumbered immovable.

Original Turkish text

MADDE 912 · b. Rehin senedinin düzenlenmesi

İpotekli borç senedi ve irat senedi, tapu memuru tarafından düzenlenir.

Senetler üzerinde tapu memuru ile yetkili Hazine temsilcisinin imzaları bulunur.

Bu senetler, alacaklı veya temsilcisine ancak borçlunun ve yüklü taşınmazın malikinin yazılı rızaları üzerine verilebilir.

Text as of 1 October 2026 · Official source (Turkish): mevzuat.gov.tr ↗

Unofficial translation for information only. The Turkish text published in the Official Gazette is the only authoritative version. This page is not legal advice.