Turkish Law in EnglishTÜRKİYE
Turkish Civil Code (Law No. 4721)

Article 915: b. Common representative

Book Four: LAW OF PROPERTY › Part Two: LIMITED RIGHTS IN REM › Chapter Two: CHARGES ON IMMOVABLE PROPERTY › Division Three: MORTGAGE NOTE AND ANNUITY NOTE A. Mortgage note

When a mortgage certificate or an annuity certificate is issued, the creditor, the debtor and the owner may appoint a representative to make the necessary payments and collect the sums to be paid, to receive notifications, to consent to reductions of the security and, in general, to protect the rights of the creditor, the debtor and the owner with full care and impartiality.

The name of the representative shall be entered in the land register and in the pledge certificate.

If the authority of the representative terminates and the persons concerned cannot agree, the judge of peace shall take the necessary measures.

Original Turkish text

MADDE 915 · b. Ortak temsilci

İpotekli borç senedi veya irat senedi düzenlenirken, gerekli ödemeleri yapmak ve ödenecek paraları tahsil etmek, yapılacak tebliğleri almak, güvence azalmalarına rıza göstermek ve genel olarak alacaklının, borçlunun ve malikin haklarını tam bir özen ve tarafsızlıkla korumak üzere bunlar tarafından bir temsilci atanabilir.

Temsilcinin adı tapu kütüğüne ve rehin senedine yazılır.

Temsilcinin yetkisinin sona ermesi hâlinde ilgililer anlaşamazlarsa, sulh hâkimi gerekli önlemleri alır.

Text as of 1 October 2026 · Official source (Turkish): mevzuat.gov.tr ↗

Unofficial translation for information only. The Turkish text published in the Official Gazette is the only authoritative version. This page is not legal advice.