Turkish Law in EnglishTÜRKİYE
Turkish Civil Code (Law No. 4721)

Article 815: d. Insurance

Book Four: LAW OF PROPERTY › Part Two: LIMITED RIGHTS IN REM › Chapter One: SERVITUDES AND LAND CHARGES › Division Two: USUFRUCT AND OTHER SERVITUDES A. Usufruct

Where good management so requires according to local custom, the usufructuary is obliged to insure the asset against fire and other risks for the benefit of the owner.

In that case, or where the usufruct has been established over an insured asset, the usufructuary is obliged to pay the insurance premiums for the duration of the right.

Original Turkish text

MADDE 815 · d. Sigorta ettirme

Yerel âdetlere göre iyi bir yönetimin gereği olduğu takdirde intifa hakkı sahibi, malikin lehine malı yangına ve diğer tehlikelere karşı sigorta ettirmekle yükümlüdür.

Bu durumda veya intifa hakkının sigortalı bir mal üzerinde kurulmuş olması hâlinde intifa hakkı sahibi, hakkının devamı süresince sigorta primlerini ödemekle yükümlüdür.

Text as of 1 October 2026 · Official source (Turkish): mevzuat.gov.tr ↗

Unofficial translation for information only. The Turkish text published in the Official Gazette is the only authoritative version. This page is not legal advice.